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Heirs Secure Plan

The Heirs Secure plan is designed for individuals who want to invest a bulk sum of money at once, earn multiple payouts while having flexible access to the funds in times of financial emergencies.

With just one single premium payment, you get a guaranteed payout every year, and at the end of 3 years, you receive your full target amount. If life takes an unexpected turn during the investment period, your chosen beneficiary will receive the full agreed target amount.

It is a smart way to invest, enjoy returns along the way, and
ensure your loved ones are financially covered.

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Heirs takes care of everything.

Sign up to Heirs and our team will do the rest.

We guarantee a seamless transition from your former contract to your new Heirs contract, without double coverage or risk of interruption.

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48-hour claims settlement (upon receipt of complete documentation)

Perfect for: All

  • Cover the child's future expenses
  • Target Savings

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Heirs Secure Plan

Benefits:

  • Perfect for Everyone.
  • Get paid 3 times.
  • Life insurance benefits if unexpected happens.
  • Early cancellation after 3 months (penalty applies).

From

N250,000

  • Age Limit: 18-62 years.
  • Duration: 3 years.
  • Minimum Premium: N250,000
  • Premium Frequency: Single Payment.
  • Waiting period: 6 months (However, where the policyholder dies within this period, only the premium paid will be refunded to the beneficiary)
  • Forfeit Terms: The policy cannot be cancelled within the first 3 months, however cancellation after 3 months is subject to charges.
  • Account Statement: Can be viewed on the Self-Service portal & Mobile app only.

HERE IS HOW IT WORKS:

  • You decide how much you want to receive at the end of 3 years (this is called your target amount).
  • We will calculate and tell you the one-time amount you need to pay to start the plan.
  • You get paid every year for 3 years, in the following order:
    • 5% of your target amount paid to you in Year 1.
    • Another 5% of your target amount paid to you in Year 2.
    • Your full target amount in Year 3.
  • If loss of life occurs within your saving duration, your chosen beneficiary will receive the full target amount.
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FAQs

Whether you’ve got a specific question or are just looking for more information on our services, you’ll find everything you need to know right here.
For help, contact us here
  • Valid means of ID - Driver license, Voter's card, NIMC, National ID, International Passport.
  • Proof of residence - Utility Bill, Front page of the customer's address (same address as indicated on the form or portal), Local government levy.
  • Duly Filled CTR, Financial Questionnaire, Address Verification Form, Bank Statement not more than 6-months (if premium is more than N5 million).

We’re human, above all else

At Heirs Insurance Group, you are our priority. Our team of experts are committed to guiding and supporting you every step of the way.

We’re here to help

For help, contact us here

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© Copyright 2025 Heirs Insurance Group
Authorized and Regulated by the National Insurance Commission, RIC NO. 093
Heirs Towers, 107b, Ajose Adeogun Street, Victoria Island, Lagos, Nigeria