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Personal Accident

Nobody ever prays for accidents; unfortunately, they happen without notice and can drastically alter one’s life. If you are involved in an accident, Heirs General Insurance will take care of your medical bills.

If you are permanently disabled as a result of the accident, we will pay you a lump sum.

Our personal accident plan also comes with a life insurance benefit that pays a lump sum to your beneficiary if you don’t survive the incident.

Already insured?
Heirs takes care of everything.

Sign up to Heirs and our team will do the rest.

We guarantee a seamless transition from your former contract to your new Heirs contract, without double coverage or risk of interruption.

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₦1,000

Bronze Package
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24-hour claims settlement upon receipt of signed discharge voucher (for direct businesses with HGI)

Perfect for: 18-60 years old

  • Medical Expense: ₦25,000
  • Disability: ₦500,000
  • Loss of Life: ₦500,000
  • Funeral Expense: ₦25,000

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Silver

Perfect for: 18-60 years old

₦2,500

  • Medical Expense: ₦50,000
  • Disability: ₦1,000,000
  • Loss of Life: ₦1,000,000
  • Funeral Expense: ₦50,000
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Gold

Perfect for: 18-60 years old

₦5,000

  • Medical Expense: ₦100,000
  • Disability: ₦2,000,000
  • Loss of Life: ₦2,000,000
  • Funeral Expense: ₦100,000
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Premium

Perfect for: 18-60 years old

₦10,000

  • Medical Expense: ₦200,000
  • Disability: ₦3,500,000
  • Loss of Life: ₦3,500,000
  • Funeral Expense: ₦200,000
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FAQs

Whether you’ve got a specific question or are just looking for more information on our services, you’ll find everything you need to know right here.
For help, contact us here
  • Valid means of ID - Driver license, Voter's Card, NIMC, National ID, International Passport.
  • Proof of residence - Utility Bill, Front page of the customer's address (same address as indicated on the form or portal), Local government levy.

We’re human, above all else

At Heirs Insurance Group, you are our priority. Our team of experts are committed to guiding and supporting you every step of the way.

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© Copyright 2025 Heirs Insurance Group
Authorized and Regulated by the National Insurance Commission, RIC NO. 093
Heirs Towers, 107b, Ajose Adeogun Street, Victoria Island, Lagos, Nigeria