Chat with Prince Chat with Prince AI

Flexi Motor Cover

The Heirs Flexi Motor Cover is a first-of-its-kind motor insurance plan, offering you the perks of comprehensive insurance at very affordable prices.

In the event of accident, Heirs Insurance will repair your car and that of the other party. We also go the extra mile to pay medical bills for injuries sustained in an accident.

This way, you are shielded from the exorbitant costs associated with road accidents.

Flexi Motor Cover

24-hour claims settlement upon receipt of signed discharge voucher (for direct businesses with HGI)

SHARE :

PLANS

Flexi 25 Motor Cover

Max. Cover Limit: N350,000

₦25,000/ Year

  • Replacement of your vehicle and vehicle parts if in an accident, stolen or damanged by fire: Up to N350,000
  • Covers damage to third party properties: Up to N3 million
  • Financial support paid to third party in the case of bodily injury or death: Unlimited amount (Reasonable and subject to economic worth)
  • Towing Services: Intrastate-> Up to N10,000 | Interstate-> Up to N15,000
  • Flood Damage: Covered up to the maximum of N100,000
  • Covers damage caused by riot, strike, & civil commotion.
  • Excess: No excess in the event of loss.
  • ECOWAS Brown Card: provides cross-border third-party liability coverage across West African countries.
Buy Now

Flexi 35 Motor Cover

Max. Cover Limit: N500,000

₦35,000/ Year

  • Replacement of your vehicle and vehicle parts if in an accident, stolen or damaged by fire: Up to N500,000
  • Covers damage to third party properties: Up to N3 million.
  • Financial support paid to third party in the case of bodily injury or death: Unlimited amount (Reasonable and subject to economic worth)
  • Towing Services: Intrastate-> Up to N15,000 | Interstate-> Up to N25,000
  • Flood Damage: Covered up to the maximum of N100,000
  • Covers damage caused by riot, strike, & civil commotion.
  • Excess: No excess in the event of loss.
  • ECOWAS Brown Card: provides cross-border third-party liability coverage across West African countries.
Buy Now

Flexi 70 Motor Cover

Max. Cover Limit: N1million

₦70,000/ Year

  • Replacement of your vehicle and vehicle parts if in an accident, stolen or damaged by fire: Up to N1 million.
  • Covers damage to third party properties: Up to N3 million.
  • Financial support paid to third party in the case of bodily injury or death: Unlimited amount (Reasonable and subject to economic worth)
  • Towing Services: Intrastate-> Up to N20,000 | Interstate-> Up to N30,000
  • Flood Damage: Covered up to the maximum of N100,000
  • Covers damage caused by riot, strike, & civil commotion.
  • Excess: No excess in the event of loss.
  • ECOWAS Brown Card: provides cross-border third-party liability coverage across West African countries.
Buy Now

FAQs

Whether you’ve got a specific question or are just looking for more information on our services, you’ll find everything you need to know right here.
For help, contact us here
  • Valid Driving License.
  • Proof of Address.
Already insured?
Heirs takes care of everything.

Sign up to Heirs and our team will do the rest.

We guarantee a seamless transition from your former contract to your new Heirs contract, without double coverage or risk of interruption.

Talk to Heirs

We’re human, above all else

At Heirs Insurance Group, you are our priority. Our team of experts are committed to guiding and supporting you every step of the way.

We’re here to help

For help, contact us here

Company

Quick Links

Get Insurance

Legal

Download our App

App Store
Play Store

NO Smartphone? NO Problem

Dial *1100# to get started

© Copyright 2025 Heirs Insurance Group
Authorized and Regulated by the National Insurance Commission, RIC NO. 093
Heirs Towers, 107b, Ajose Adeogun Street, Victoria Island, Lagos, Nigeria