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Shop Insurance

As a business owner, your shop is a valuable investment. Our Shop Insurance plan provides protection for your shop and the assets in it against fire, burglary, and other related risks to ensure that your business survives any incidents.

How our Shop Insurance Plan Works:

  • Buy a Shop Insurance Plan.
  • If there is a fire or burglary, we will pay to repair the damaged shop and to replace the contents.
  • In extreme cases, we will pay to rebuild your shop.
  • We also pay the medical bills if you or your employees get injured in an incident at your shop.
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Business Protect:

Perfect for shops/contents/stocks with a total value of N2.1 million to N3 million.

From

N7,350 / year

  • Perfect for small-scale businesses with a total content/stock/shop value of within N2.1 million to N3 million
  • Covers Loss or Damage to your property from Fire, listed perils and theft.
  • Repairs shop and replaces lost/damaged goods in the shop (up to N3 million).
  • Replaces personal items lost by the shop owner or employee if a fire or burglary occurs (up to N150,000).
  • Medical expenses for injury to shop owner or employee (up to N50,000).
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Business Protect Plus:

Perfect for small-scale businesses with a total shops/contents/stocks value of within N3 million to N25 million.

Cost: Based on the cost of your shop/stocks/contents.

  • Repairs shop and replaces lost/damaged goods in the shop (up to your sum insured/cost of your shop/stock/content but not more than N25 million).
  • Replaces personal items lost by the shop owner or employee if a fire or burglary occurs (up to N250,000).
  • Medical expenses for injury to shop owner or employee (up to N100,000).
  • Covers Loss or Damage to your property from Fire, listed perils and theft.
Buy Now

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At Heirs Insurance Group, you are our priority. Our team of experts are committed to guiding and supporting you every step of the way.

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© Copyright 2025 Heirs Insurance Group
Authorized and Regulated by the National Insurance Commission, RIC NO. 093
Heirs Towers, 107b, Ajose Adeogun Street, Victoria Island, Lagos, Nigeria