Chat with Prince Chat with Prince AI

Hospital Cash Plan

Hospital bills are on the rise. If you are sick and get admitted into the hospital, we will pay you a lump sum of money to cushion the loss of income you might suffer for the period you cannot go to work.

The Hospital Cash Plan pays you up to a maximum of N200,000 depending on your plan, when you get hospitalised for a minimum of 3 days. This way, you don’t lose income while you’re admitted at the hospital.

Already insured?
Heirs takes care of everything.

Sign up to Heirs and our team will do the rest.

We guarantee a seamless transition from your former contract to your new Heirs contract, without double coverage or risk of interruption.

Talk to Heirs
See Packages

48-hour claims settlement (upon receipt of complete documentation)

SHARE :

Basic Plan

Everyone

From

₦600

  • 18 - 64 yrs
  • Hospital Treatment Benefit: Min: N20,000 / Max: N50,000
  • Life Insurance (Financial support provided to your beneficiary if there's loss of life): Min: N100,000 / Max: N200,000
  • Payment Frequency: Annually
  • Waiting Period (Applies to illness only): 15 days after taking the policy / Minimum of 3 nights after hospitalization.
  • Duration Covered:1year

Exclusions:

  • Pre-existing conditions.
  • Hospitalisation for pregnancy, maternity, and fertility-related treatments.
  • Cosmetic treatments, plastic surgery, refractive error corrective procedures, experimental, investigational, or unproven procedures or treatments.
  • Hospitalization for self-inflicted injuries.
Buy Now

Intermediate Plan

Everyone

From

₦1,500

  • 18 - 64 yrs
  • Hospital Treatment Benefit: Min: N50,000 / Max: N100,000
  • Life Insurance (Financial support provided to your beneficiary if there's loss of life): Min: N200,000 / Max: N500,000
  • Payment Frequency: Annually
  • Waiting Period (Applies to illness only): 15 days after taking the policy / Minimum of 3 nights after hospitalization.
  • Duration Covered:1year

Exclusions:

  • Pre-existing conditions.
  • Hospitalisation for pregnancy, maternity, and fertility-related treatments.
  • Cosmetic treatments, plastic surgery, refractive error corrective procedures, experimental, investigational, or unproven procedures or treatments.
  • Hospitalization for self-inflicted injuries.
Buy Now

Advanced Plan

Everyone

From

₦2,800

  • 18 - 64 yrs
  • Hospital Treatment Benefit: Min: N100,000 / Max: N200,000
  • Life Insurance (Financial support provided to your beneficiary if there's loss of life): Min: N500,000 / Max: N1 Million
  • Payment Frequency: Monthly, Quarterly, or Annually
  • Waiting Period (Applies to illness only): 15 days after taking the policy / Minimum of 3 nights after hospitalization.
  • Duration Covered:1year

Exclusions:

  • Pre-existing conditions.
  • Hospitalisation for pregnancy, maternity, and fertility-related treatments.
  • Cosmetic treatments, plastic surgery, refractive error corrective procedures, experimental, investigational, or unproven procedures or treatments.
  • Hospitalization for self-inflicted injuries.
Buy Now

We’re human, above all else

At Heirs Insurance Group, you are our priority. Our team of experts are committed to guiding and supporting you every step of the way.

We’re here to help

For help, contact us here

Company

Quick Links

Get Insurance

Legal

Download our App

App Store
Play Store

NO Smartphone? NO Problem

Dial *1100# to get started

© Copyright 2025 Heirs Insurance Group
Authorized and Regulated by the National Insurance Commission, RIC NO. 093
Heirs Towers, 107b, Ajose Adeogun Street, Victoria Island, Lagos, Nigeria