Hospital Cash Plan
Hospital bills are on the rise. If you are sick and get admitted into the hospital, we will pay you a lump sum of money to cushion the loss of income you might suffer for the period you cannot go to work.
The Hospital Cash Plan pays you up to a maximum of N200,000 depending on your plan, when you get hospitalised for a minimum of 3 days. This way, you don’t lose income while you’re admitted at the hospital.
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Basic Plan
Everyone
From
₦600
- 18 - 64 yrs
- Hospital Treatment Benefit: Min: N20,000 / Max: N50,000
- Life Insurance (Financial support provided to your beneficiary if there's loss of life): Min: N100,000 / Max: N200,000
- Payment Frequency: Annually
- Waiting Period (Applies to illness only): 15 days after taking the policy / Minimum of 3 nights after hospitalization.
- Duration Covered:1year
Exclusions:
- Pre-existing conditions.
- Hospitalisation for pregnancy, maternity, and fertility-related treatments.
- Cosmetic treatments, plastic surgery, refractive error corrective procedures, experimental, investigational, or unproven procedures or treatments.
- Hospitalization for self-inflicted injuries.
Intermediate Plan
Everyone
From
₦1,500
- 18 - 64 yrs
- Hospital Treatment Benefit: Min: N50,000 / Max: N100,000
- Life Insurance (Financial support provided to your beneficiary if there's loss of life): Min: N200,000 / Max: N500,000
- Payment Frequency: Annually
- Waiting Period (Applies to illness only): 15 days after taking the policy / Minimum of 3 nights after hospitalization.
- Duration Covered:1year
Exclusions:
- Pre-existing conditions.
- Hospitalisation for pregnancy, maternity, and fertility-related treatments.
- Cosmetic treatments, plastic surgery, refractive error corrective procedures, experimental, investigational, or unproven procedures or treatments.
- Hospitalization for self-inflicted injuries.
Advanced Plan
Everyone
From
₦2,800
- 18 - 64 yrs
- Hospital Treatment Benefit: Min: N100,000 / Max: N200,000
- Life Insurance (Financial support provided to your beneficiary if there's loss of life): Min: N500,000 / Max: N1 Million
- Payment Frequency: Monthly, Quarterly, or Annually
- Waiting Period (Applies to illness only): 15 days after taking the policy / Minimum of 3 nights after hospitalization.
- Duration Covered:1year
Exclusions:
- Pre-existing conditions.
- Hospitalisation for pregnancy, maternity, and fertility-related treatments.
- Cosmetic treatments, plastic surgery, refractive error corrective procedures, experimental, investigational, or unproven procedures or treatments.
- Hospitalization for self-inflicted injuries.
We’re human, above all else
At Heirs Insurance Group, you are our priority. Our team of experts are committed to guiding and supporting you every step of the way.
We’re here to help
Authorized and Regulated by the National Insurance Commission, RIC NO. 093
Heirs Towers, 107b, Ajose Adeogun Street, Victoria Island, Lagos, Nigeria