Surgery Care Plan
We do not hope for medical emergencies, but they do happen.
In the case that you need medical surgery, this plan covers the expenses of such unexpected surgeries, ensuring that you get help exactly when you need it.
The affordable Heirs Surgery Care plan helps to pay medical bills for illnesses requiring surgery such as cancer, heart failure, kidney failure, stroke, appendicitis, surgeries relating to accidents, and other related medical conditions.
With this plan, you do not need to go bankrupt to get your life back.
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Heirs takes care of everything.
Sign up to Heirs and our team will do the rest.
We guarantee a seamless transition from your former contract to your new Heirs contract, without double coverage or risk of interruption.
Heirs Surgery Care
Everyone
Cost based on your age:
- 18 - 25 years: Cost is 1.87% of the chosen medical cover
- 26 - 40 years: Cost is 2.01% of the chosen medical cover
- 41 - 50 years: Cost is 2.16% of the chosen medical cover
- 51 - 60 years: Cost is 2.33% of the chosen medical cover
- 18 - 55 years (The cover ceases at 60 years)*
- Cover for medical surgery: To be chosen by you (up to ₦50,000,000)
- Financial support for funeral expense if there is loss of life: Up to ₦2,000,000
- Free Medical Checkup: Every 3 years, you are entitled to free medical checkup, paid by Heirs Life (up to the cost of 1% of your sum assured and with a limit of ₦200,000). If there is need for surgery after the checkup, this cost will be deducted from the cost of the surgery.
- Payment Frequency: Annually
- Waiting Period (Applies to illness only): 6 months / Medical examination is not required*
- Surgeries Covered: Cancer, Heart failure, Kidney failure, Stroke, Appendicitis, Surgeries relating to accidents, Other related diseases*
- Exclusion (surgeries not covered): Maternity Related Surgeries, Cosmetic Surgery
- Plan terminates if: You fail to renew your payment after 30 days
We’re human, above all else
At Heirs Insurance Group, you are our priority. Our team of experts are committed to guiding and supporting you every step of the way.
We’re here to help
Authorized and Regulated by the National Insurance Commission, RIC NO. 093
Heirs Towers, 107b, Ajose Adeogun Street, Victoria Island, Lagos, Nigeria