Everything You Need to Know

Life insurance can help pay off debts, replace lost income, and lets those dear to you to carry on with life without hardship. Having a life insurance plan also gives total peace of mind knowing that the needs of your loved ones are well provided for, whether you are here or not.

Heirs General Insurance is only obligated to repair what was damaged in the accident. Any other additional repairs or replacements will come at an additional cost to you.

There are various life insurance plans for every stage of your life. There are savings plans, core protection plans/core life insurance, and endowment/inheritance plans. Examples include MyHeirs, Term Assure, and Whole Life plans respectively. Each type has its own features, benefits, and premium structures. Chat with our advisors to know that best plans for you. 

Consider factors such as your budget, coverage needs, financial goals, and risk tolerance. If you need assistance, you can email or chat with a member of our customer service team for expert advice.

 Depending on the policy type, you may have the option to adjust your coverage amounts or change beneficiaries. Contact us for specific details.

Premiums (the cost of life insurance) are based on factors such as age, gender, health, lifestyle, occupation, and coverage amount. 

 To file a claim, simply initiate the process by filling the form on the Claims section of our website. We will review and process the claim accordingly.

Absolutely! You can purchase a life insurance plan for someone else with their consent (e.g., spouse, child, or business partner).

This depends on the nature of the policy. For insurance-backed savings plans, your full benefits will be paid to you but for term life policy (done annually), your coverage will expire, and no benefits will be paid out. You may renew the policy or convert it into a whole life plan.

 This may result in a lapse or cancellation of your policy, depending on the grace period outlined in your policy contract. It is advisable to pay your premiums as and when due.