Her Motor

If you are a female car owner and you want to drive with peace of mind, then this plan is for you.

Her Motor Insurance Cover is a comprehensive motor insurance that shields women from the exorbitant costs of repairing or replacing their vehicle in the event of an accident, theft or fire incident. If your car is damaged or destroyed, Heirs General Insurance pays to fix or replace the car.

A key benefit of this plan is the 24 hours rescue and assistance you get if your car breaks down on the road

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Heirs takes care of everything.

Sign up to Heirs and our team will do the rest.

We guarantee a seamless transition from your former contract to your new Heirs contract, without double coverage or risk of interruption.

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Perfect for Women

  • 24/7 Road Rescue
  • Repairs/Replaces Vehicle
  • Vehicle Tracker
  • Flexible payment

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Her Motor Insurance

For Women

5% / of car value

  • Minimum car value to purchase plan: N4,000,000
  • Premium Frequency: Yearly (For quarterly and half-yearly options, please click here to chat with an agent)
  • Excess buy back: FREE
  • 24 hours rescue and assistance during road emergencies: Covered (Limited to Lagos State, Port-Harcourt metropolis, and Abuja metropolis.)
  • Full replacement of vehicle and vehicle parts if stolen or wrecked: Up to the value of the vehicle and subject to policy excess and other conditions on policy.
  • Repairs your vehicle in the case of an accident: Up to the value of the vehicle and subject to policy excess and other conditions on policy.
  • Pays your medical bills after an accident: Up to N50,000
  • Vehicle tracker: For vehicles worth N5 million and above
  • Towing Services: Out of state: N30,000 / Within the state: N20,000
  • Covers damage caused by riot, strike, & civil commotion: Covered
  • Flood Damage Cover: Covered, up to N100,000.00
  • Covers damage to the other vehicle: Covered, up to N3 million limit
  • Medical bills payment: Unlimited (subject to reasonability)
  • Financial support paid to beneficiary in the case of death: Unlimited Amount
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FAQs

Whether you’ve got a specific question or are just looking for more information on our services, you’ll find everything you need to know right here.
For help, contact us here

Excess is the fixed amount or a percentage of every claim that you, the insured, are expected to bear when you have a claim. It is usually a small amount, compared to what Heirs General Insurance will pay. It is your way of accepting some responsibility to keep your property safe. When you have a claim, the fixed amount and the percentage option will be assessed. You will be required to pay the higher of the two. However, to avoid Excess charges on your claim, you have the option to buy the excess back at the start of the policy.

Excess Buy Back, therefore, is the money you pay to cover up for the excess charge at the inception of a policy which is between 0.5% -1% of the value of the car. Always check your policy document for the terms of your cover.

We’re human, above all else

At Heirs Insurance Group, you are our priority. Our team of experts are committed to guiding and supporting you every step of the way.

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For help, contact us here

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© Copyright 2023 Heirs General Insurance
Authorized and Regulated by the National Insurance Commission, RIC NO. 093
Heirs Towers, 107b, Ajose Adeogun Street, Victoria Island, Lagos, Nigeria